TEMPLATE: replace the bracketed parts and have this checked before you launch. It's a starting point, not legal advice.

Terms, refunds & risk disclosure

Risk disclosure

All content on is for educational purposes only. It is not financial, investment or trading advice, and it is not a recommendation to buy or sell any security, currency, cryptocurrency or other instrument. Trading leveraged products such as forex, futures and CFDs carries a high level of risk and you can lose more than your deposit. Backtested and simulated results have limitations, are created with hindsight, and do not represent real trading. Past performance does not guarantee future results. Only trade with money you can afford to lose.

Membership & billing

• Premium is a monthly subscription billed through PayPal at the price shown at checkout.
• It renews automatically each month until you cancel.
• You can cancel anytime from your Account page or in PayPal (Settings → Payments → Automatic payments). You keep access until the end of the period you already paid for.

Refunds

[Choose your policy, e.g.: "If you're not happy, email us within 7 days of your first payment for a full refund. Renewals are non-refundable."] Contact: [your support email].

Your account

Accounts are for one person. Sharing logins or redistributing paid content (including screenshots or recordings of premium lessons) ends your membership without refund.

Privacy

We store your email address and membership status. Payments are handled by PayPal; we never see or store your card details. We don't sell your data. [Add how you use emails, e.g. newsletters, and how to unsubscribe.]

Contact

[your support email]